If you do not have a relationship with a mortgage company, I can be of help to you by recommending lenders who provide excellent service and who I like and trust. You, of course, have no obligation to use any lender that I recommend, but over the years, I have developed very close relationships with lenders who have proved themselves in every aspect and who are extremely reliable and competent. I have learned that it is best to get pre-approval through one of my successful, helpful loan officers first. Once that is completed, you may want to shop loan rates, terms and programs.
Reasons I recommend certain lenders over others are:
Reliability. The loan officer has performed consistently over many years.
Timeliness. In purchasing real estate, time is of the essence in several ways. I want to use a lender who is able to produce and complete loan documents in a timely fashion and meet all crucial deadlines.
Competitive Rates. I know of certain lenders who will consistently quote the most competitive rates and match competing loan products.
Service. I only use lenders who have demonstrated an unwavering commitment to provide my clients with the highest level of personal service.